Mindblown: a blog about philosophy.
-
San Jose Moves Toward Market Balance | A Real Estate Professional serving Silicon Valley since 1993
Median sale price as of Oct: $1,597,483 Sellers: 2,564 Buyers: 2,525 Sellers outnumber buyers by 1.6%. Nationally, sellers outnumber buyers by 36.8%. San Jose remains extremely expensive but highly balanced.
-
Bay Area Housing Benefits From Tech Surge | A Real Estate Professional serving Silicon Valley since 1993
Bay Area Google stock surged ~65% in 2025, boosting employee home buying power. NASDAQ investors’ total compensation rose 20%, making Bay Area homes increasingly affordable.
-
Appraised vs. Market Value Explained | A Real Estate Professional serving Silicon Valley since 1993
Appraised value is a time-specific professional assessment influencing mortgage terms like loan-to-value ratios. Appraised value may differ widely from market value, which reflects what buyers are willing to pay. Lenders rely on appraisals to determine borrowing limits, insurance needs, and overall loan underwriting decisions. Property conditions, comparable sales, location factors, and neighborhood amenities significantly affect…
-
What is the best mortgage advice for new buyers?
For first-time homebuyers, understanding mortgage advice is essential. Key steps include reviewing your credit, determining your budget, saving early, and knowing different mortgage options. Getting pre-approved can clarify your buying power, while reviewing closing documents ensures accuracy. Using a mortgage advisor can simplify the process, as they have market knowledge and can secure better deals.…
-
Could Lower Rates Spark a Bay Area Market Rebound? | A Real Estate Professional serving Silicon Valley since 1993
Bay Area home values are expected to decline gradually, with a 6.1% drop by mid-2026. San Francisco faces steeper decreases than Sacramento, San Jose, Los Angeles, or San Diego. Lower mortgage rates in 2026 may boost buyer interest and slow the price slide. Strong demand, limited inventory, and economic resilience prevent a full market collapse.…
-
Why California’s Housing Market Expected to Surge This Q4 | A Real Estate Professional serving Silicon Valley since 1993
California sees 2% projected listings, still high in absolute numbers. Movement is slower than other states due to market saturation. Coastal and suburban areas remain active despite slower turnover. High home prices limit some buyers’ market participation. Real estate agents monitor California for selective investment opportunities.
-
This Overlooked Factor Fueling LA Home Prices | A Real Estate Professional serving Silicon Valley since 1993
Slide 1 — The Core Secret Restrictive zoning massively limits LA housing supply — driving prices higher. Source: JDJ Consulting 2️⃣ Slide 2 — About 74% of LA’s residential land is single‑family only, preventing density. 3️⃣ Slide 3 — Long permitting processes and complex regulations delay construction and increase expenses. 4️⃣ Slide 4 — LA…
-
Home sellers kept cashing in during third quarter
Home and condo sales profit margins reached nearly 50% in Q3, with typical home sales netting $123,100, slightly up from Q2 but down from last year. Median home prices rose 3% to $370,000. Profit margins have stabilized below pandemic peaks but remain above pre-2020 levels. Sellers held homes for an average of 8.39 years, the…
-
Which Real Estate Investment Strategies Build Wealth? | A Real Estate Professional serving Silicon Valley since 1993
1. Flipping Houses Quick profits Repairs & labor Illiquid investment 2. REITs & Real Estate Funds Low entry – ↓ small capital needed Passive income – ↑ dividends No control – ↓ influence on properties
-
Happy Thanksgiving | A Real Estate Professional serving Silicon Valley since 1993
Thanksgiving is commonly known to commemorate the colonial Pilgrims’ harvest meal that they shared with Wampanoag Indians in 1621But it wasn’t a holiday until 1853 that Abraham Lincoln declared it a national holiday and kept Thanksgiving as the last Thursday in November.In many American households, the Thanksgiving celebration centers on cooking and sharing a bountiful…
Got any book recommendations?