Timeline Predicts Housing Market Normalization | A Real Estate Professional serving Silicon Valley since 1993

Home price growth needs to stabilize while mortgage rates drop below six percent.

If incomes grow 3.9% annually and rates fall to 5.5%, normalization depends on price trends.

Market could normalize by November 2027 if home prices decline 2% yearly.

If home prices stay flat, the market may normalize by January 2029.

Rising home prices and high rates could delay housing normalization until 2032–2034.