Reach Your Down Payment Goal Faster

Typical U.S. household needs 7 years to save for a down payment in 2025, down from 12 years in 2022.
Time to save remains ~2x pre-pandemic norm due to higher down payments and lower savings rates.
High-cost coastal metros: 20–35+ years to save; affordable Southern/military metros: <5 years needed.
Typical down payment in Q3 2025: $30,400, more than double 2019’s $13,900.
Despite challenges, most Americans still view homeownership as part of the American dream.