High 5s or Mid-6s? 2026 Mortgage Rate Forecast | A Real Estate Professional serving Silicon Valley since 1993

Slide 1
Experts predict mortgage rates will hover around mid-6% through most of 2026.

Slide 2
Fannie Mae forecasts 6.5% by end-2025, easing to 6.1% by end-2026.

Slide 3
MBA and NAR project 6.7% by late 2025, gradually dipping to 6.0–6.5% in 2026.

Slide 4
NAHB sees 6.6% now, moving slowly down to 6.32% next year.

Slide 5
Deloitte and Goldman Sachs tie rates to Treasury yields, expecting 6.0–6.2% for 2026.