U.S. Spring 2026 Homebuying Tips

Experts expect ↑ inventory, possible ↓ rates, and more choices for buyers in spring 2026.
Early prep: secure preapproval, partner with agents, and organize finances months before spring.
Creative strategies: target fixer-uppers, builder incentives, off-market sellers, and consider portfolio or renovation loans.
Major agencies forecast ~6.2% mortgage rates in 2026; market may shift toward balance, not a buyer's market.
Best-prepared buyers will benefit most; focus on incentives, negotiation, and flexibility for success.