Category: Uncategorized
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How Renters Can Turn 2026 Into a Homebuying Prep Year
New apartment supply in 2025 eased rental pressure, especially across the South and Southeast. Higher vacancies led to softer rents, concessions, and better negotiating power for renters. Construction is expected to slow in 2026, with rent pressure returning in undersupplied regions. High home prices mean renting remains a practical strategy for saving in 2026. Renters…
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Can You Use a HELOC to Fund a Flip?
Slide 1 You can use a HELOC to buy or renovate a flip if you have home equity. Slide 2 HELOCs act like flexible credit lines, drawing only funds you actually use. Slide 3 Only use HELOC funds if you plan to repay quickly — flips are short. Slide 4 Major risk: your primary home…
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Santa Clara Market Update
Here’s a quick update on Santa Clara’s real estate market. Homes are selling at a similar pace as last year, with fewer properties changing hands. The number of homes available remains consistent, and prices have not shifted.
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U.S. Spring 2026 Homebuying Tips
Experts expect ↑ inventory, possible ↓ rates, and more choices for buyers in spring 2026. Early prep: secure preapproval, partner with agents, and organize finances months before spring. Creative strategies: target fixer-uppers, builder incentives, off-market sellers, and consider portfolio or renovation loans. Major agencies forecast ~6.2% mortgage rates in 2026; market may shift toward balance,…
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What’s Next for San Jose Metro Housing Market?
Home sales projected to remain flat in 2026. Median home prices expected to rise 0.7%. Market shows minimal growth. Buyers face slight price increases. Sellers experience slow price appreciation.
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Optimizing Mortgage Payments
Monthly home payments include more than just loan principal + interest (P&I), they often include taxes and insurance. Consumer Financial Protection Bureau Principal + interest is just the money toward the loan; taxes/insurance add to your total payment. Wikipedia Small rate changes (even 0.02%) can noticeably raise or lower total payments. Yahoo Finanzas Different loan…
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Will Bay Area Housing Market Rebound by 2027?
Slide 1 Bay Area crash fears? Data says slowdown, not meltdown—prices cooling, not collapsing. Slide 2 Mild dips through late 2026 is forecasted, mostly stabilization across the broader Bay Area. Slide 3 Decades-long housing shortages quietly prevent real price free-falls. Slide 4 High rates cooled buyers, but rate drops could reignite demand fast. Slide 5…
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Check out this new 3 beds-3 baths listing at 44 68 Bush Circle Fremont
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Bay Area Homebuyers Benefit from Lower Prices This Year
The Bay Area saw the largest annual decline in California home prices (-3.2%) and sales (-3.5%), with sales down nearly 22% from the previous month. San Francisco's median price rose 12.6% to $1.8 million, but sales dropped 9.7%. Marin County had the biggest price drop at 9.5%. Statewide, home sales rose 2.6%, with the Far…
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2026 Outlook: How Climate Migration Is Going Hyperlocal | A Real Estate Professional serving Silicon Valley since 1993
Residents in climate-vulnerable neighborhoods will move locally rather than across states. Moves will target safer areas within the same metro to retain jobs and lifestyle. High insurance costs and disaster risks discourage building or buying in at-risk zones. Hyperlocal climate migration may exacerbate inequality for those who cannot afford to move. Communities left behind may…