Mindblown: a blog about philosophy.

Active listings rose 9.5% year-over-year in October. Median list price was $1,381,500 in October. Median days on market equaled 5 days. Price-reduced share was 15.1% of listings. Extremely high prices remain despite rising listings.

Slide 1: Median price $1,365,750 in San Jose-Sunnyvale-Santa Clara, dropping 4.6% YoY, tech hub homes more accessible. Slide 2: 11.7% of homes are price-reduced, easing some market pressure. Slide 3: Active listings rose 12.5%, creating slightly more buyer choices. Slide 4: Silicon Valley luxury market sees modest softening in prices. Slide 5: Buyers must act…

Local Real Estate values reached $1,315,000, showing strong regional appeal. High demand reinforced investor confidence. Sellers benefited from premium price levels. Buyers viewed the area as a strong equity builder. Market resilience highlighted long-term potential.

Residential rental properties generate steady income and tax benefits but require active management and handling of tenant-related challenges. Property flipping offers quick profit potential but demands significant capital and carries risks from renovation costs or market downturns. Vacation rentals can be lucrative in prime locations, yet require frequent maintenance and depend heavily on seasonal demand.…

Slide 1: 🚨 The Fed just slashed rates again — and it’s shaking up where your money should sit. Slide 2: 💸 Great news for borrowers, not-so-great for savers — easy interest earnings just got harder. Slide 3: 📊 Experts say ETFs are the move — simple, diversified, and built to grow over time. Slide…

Slide 1 — Quick Acquisition ⚡ Close deals fast — bridge loans fund purchases in days. Slide 2 — Flexibility 🏚️ Buy distressed properties lenders usually reject, focusing on future value. Slide 3 — Renovation Financing 🔨 Cover purchase and renovation without using personal capital. Slide 4 — Higher Profit Potential 💰 Finish projects faster,…

Fannie Mae now expects firmer economic momentum, raising GDP growth forecasts to 1.9% in 2025 and 2.3% in 2026, supported by easing inflation. Mortgage rates are projected to gradually decline, ending 2025 at ~6.3% and falling to ~5.9% in 2026, improving affordability over time. Home sales are forecast to rise to 4.74M in 2025 and…

The Bay Area’s strong tech-driven economy and high salaries sustain long-term housing demand. Limited housing supply, caused by geography, regulations, and zoning restrictions, keeps prices high. The region’s scenic environment, culture, and amenities add to its desirability, driving consistent demand. Rising interest rates, remote work trends, and economic uncertainty could slow demand in the long…

Blocked exits from clutter can void coverage; clear paths are often required by policies. Excessive hoarding or hidden hazards may impact insurance if not managed or disclosed. Improper storage of flammables and piling items near heat sources ↑ fire risk and threaten coverage. Unpermitted contractors or undisclosed structural changes after decluttering can affect claims. Neglecting…